Debt Articles

Debt Forgiveness for Mortgages
Many borrowers saw their homes foreclosed due to the loss of equity in their homes and inability to continue making mortgage payments. For these borrowers and others who were forced to restructure their mortgages, the Mortgage Forgiveness Debt Relief Act of 2007 provides...

Is a Mortgage Worth the Debt?
Most people are not affected by admitting to auto loan debt, though many are uncomfortable discussing credit card debt. Real estate debt has typically been regarded as a good debt, due to both the necessity of this debt for home ownership and also due to it being so customary.....

What Is Debt Settlement?
Debt settlement is a process by which a company negotiates with a consumer's creditors to agree upon a lump sum pay off for a reduced amount to achieve full settlement of debt.. The negotiating company attempts to get the creditor to agree to lower the monetary amount...

How can I Reduce my Debt?
For some individuals, the dream of being debt free may still be some time off, but the opportunity to drastically reduce their level of debt is within reach. There are many strategies and many options available to enable individuals to begin to reduce their debt.. Debt reduction...

Debt Cures
If you have reached a point where accumulating more debt is not an option, it's time to find a way out of debt.. Do your homeworkStart your search for a debt cure by doing your homework. Avoid falling prey to the many expensive online 'debt cure'' marketing ploys...

How can I Reduce my Debt?
For some individuals, the dream of being debt free may still be some time off, but the opportunity to drastically reduce their level of debt is within reach. There are many strategies and many options available to enable individuals to begin to reduce their debt.. Debt reduction...

Refinance to Get Cash Out of Your Home