Do you owe more on your mortgage than it's worth? Tried to refinance and could not because your value is gone? With this new great government program, we can refinance you now! No Appraisal, No LTV restrictions, minimal...
So now that I have captured your attention regarding the vehicle I drive, one can only wonder what on Earth driving a Chevy has to do with Mortgages, Lending or rates for that matter. Well I am here to tell you; it does. I...
With the New Year, comes new help for Americans who are upside down in their home mortgages. Ladies and Gentlemen, let me re-introduce HARP! (2.0 that is!) After many failed relief prpgrams from our Government, homeowners can...
So, the first of 2011 has seen a steady increase in mortgage rates. The 3.75 30 year fixed rates are now gone and we are back in the 4's. Back in the 4's?? Is this supposed to be a BAD THING?? I am a mortgage banker...
Yes, you read correctly. For those who follow my blogs, they usually occur after I have experienced an incident with either a borrower, Realtor or builder. It could be either a negative or positive incident, but it seems to...
I get so many calls everyday asking me questions like, "Kelly, with this economy should we buy some of these foreclosures"? Well let's think about this for a moment shall we? First, the rates. Never in history have the...