self employed seeking a conventional loan

looking to buy again, had short sale 3 years ago. Are we in the clear for conventional or FHA?
It depends on the overall credit post Short Sale. FHA is the better choice for minimum Down Payment. No Money Down if you are a Veteran. If you can prove a hardship, there is a Conventional avenue. Bottom line, there are options out there. My best advice, pick three Mortgage Brokers. Explain your situation...

What to do....
It is very possible. Give us a call Monday to discuss. Coastal Funding 843-215-6200www.cfcmtg.com

where can i find a complete fha inspection checlist?
For stick-built or Manufactured???Coastal Funding Corporationwww.schomeloan.org843-215-6200

do i qualify for VA if i have been in the reserves for 7 years?
YES...Call Us Today...Coastal Funding 843-215-6200www.schomeloan.org

question about paying off second mortgage
Would need to know what your rates are. But at 9 months, unless your first mortgage rates is really high, you'd probably be better to pay off the second vs. paying closing cost again...Would be happy to take a look and run some numbers for you... 843-215-6200 - Jay

Would you recommend taking out a heloc for a second home in need of work?
It's very hard to obtain a HELOC on second homes. Depending on your current rate, it may be easier to refinance. We would be happy to take a look at it for you. 843-215-6200

652 score what is the down payment for a conventional loan?
Conventional is 5%. There is a 3% option as well as gift funds for the 5%. We are a Mortgage Broker and have many different lenders with a wide variety of options. Most of our borrowers do not quite fit the mold expected from the local banks, but yet we can offer lower rates with no extra fees. http://www...

will a 20% down payment for fha mean no mortgage insurance?
Unfortunately FHA will always carry MI. We are located here in Myrtle Beach, give us a call to discuss your scenario and we would be more than happy to go over some options we offer. www.schomeloan.org or 843-215-6200

Do I need to provide my W2 AND a small 1099 for my loan application
For qualifying income yes, unless you take advantage of our stated income option. Unfortunately, we only offer stated income for investment property at this time.

Does it have to be a nationally approved lender for USDA ?
No, We specialize in Government loan. FHA-VA-USDA.Coastal Funding Corporationhttp://www.scgovloans.comhttp://www.fha-va-usda.com

how can i find out the FHA loan limits for my area?
Coastal Funding: www.fha-va-usda.com - 843-215-6200

are fha 203k loans given for 713 credit scores?
No problem with that score... Coastal Funding offers a 203ks which is a streamline version of the 203k. Smoother process. 843-215-6200 - www.cfcmtg.com

does usda do construction financing?
Yes they do... http://www.rurdev.usda.gov/SupportDocuments/3565-1chapter05.pdfCall Coastal Funding Corporation: 843-215-6200

My husband is 66 and I am 54 only his name is on the mortgage would we still be able to qualify
What type of Mortgage loan are you looking for? We are a local mortgage company located in Myrtle Beach. We are here to answer all your questions. Give us a call or visit us an the web. 843-215-6200 or www.schomeloan.org

[have a fico of 530 i need a home improvement loan. i have no mortgage
It depends on your other two scores. Our minimum score is a 530 for FHA. It will also depend on why the score is a 530. It may be something we can help with to get the score up. Give us a call for more information.Coastal Funding 843-215-6200 or http://www.schomeloan.org

Reverse mortages for 2015
We are a Local Broker with an office in Myrtle Beach and Rock Hill, SC.We offer a few options for Reverse Mortgages. Feel free to contact us for more information. 843-215-6200 or [email protected]

what is the best loan for a condo first time purchase?
It all depends on the Condo unit. We are local here in Myrtle Beach, right on 707.Give me a call and we can figure out what your best option is... 843-215-6200

Are VA cashout refinances allowed for low equity?
Absolutely, VA is 100% Financing. We are local here in Myrtle Beach, but our new Branch Manager is from the Upstate. We already have a couple loans closing in Easley this month. We would love to add one more... 843-215-6200 or 803-900-0090

I am looking for the best mortgage lender in bluffton sc,1st time buyer
We are located in Myrtle Beach, SC but we cover the entire state.We would be more than happy to assist you.Coastal Funding Corporation 843-215-6200 or 803-900-0090