In just days it will be Halloween. I always look forward to seeing neighborhood children in costumes excited to see a light on at a house, which means... candy! Although this upcoming holiday can be fun, how it is celebrated by families has definitely changed in response to increasing fears about approaching homes of strangers. There used to be more trust in receiving sweets during trick or treating. Things are different, as they are with each new generation.

We want abundant opportunities for our children. We want them to have freedom, but we also want to keep them safe and protected. The transition to more school and private home Halloween parties in lieu of predominant door to door candy gathering is one example of how times have changed.

Choosing where we live makes a difference in our life experience. Our external environment, including climate, population density and crime rate can all influence our behaviors. With parenthood comes additional concerns. Not only an added emphasis on safety, but also a desire to provide the best education possible for our children.

Below is a link to information regarding the rankings of California public school systems. It also includes a suggested list of safest cities and highest appreciating cities in California.

One report on the safest cities, highest appreciating cities and best California schools.

If you have your heart set on a new home for your family in a particular location and you haven't qualified for financing, consider contacting Source Capital. Unlike traditional banks, Source Capital is a private money lender and while they abide by all governmental laws and policies, they look at the whole picture. Because they take the time to get to know you, hear your personal story and consider all aspects of your situation, they are able to offer loans where other lending institutions simply can not.

Here we are at the end of the week. So, happy Friday everyone! Liking us on Facebook or following us on Twitter are easy ways to keep up with my blog and what Source Capital is up to. If you want to learn more about us, read some of the reviews our hard money loan clients, private money investors and real estate brokers have posted on our Google profile page. Have a great weekend! -Sindi Somers

Source Capital Funding, Inc. is a direct, private money lender that provides hard money loans throughout California and Arizona. For more information about loan programs or trust deed loan investments contact Sacha Ferrandi or Pat Hook at 858.705.6144 or via email using their convenient online form. Thank you!