Monday, March 11, 2013 - Article by: manufacturedhomeloan - www.bartprequalifies.com -
WE OFFER MORTGAGES ON MANUFACTURED HOMES NATIONWIDE! CALL US 7 DAYS A WEEK AT 800 315 8803 - to apply for a home loan or click on APPLY NOW!
Interest rates are still at all time low and we offer competitive rates on a manufactured home loan!
Here are some of the things we look for in order to lend on a manufactured property:
Client must own the land and property. (Land can be owned separately from the property.)
Property must be on a permanent foundation.
If you have well and septic, they must be at least 50 feet apart and 100 feet from the house.
Property must be a double wide or larger.
Property must be built after 1978.
Property cannot have moved more than once.
We offer the following manufactured home loans:
FHA Purchase
FHA Refinance - with or without cash out
FHA Streamline
FHA 203K
VA Purchase
VA IRRRL
VA Refinance - with or without cash out
HARP
Once you apply for a manufactured home loan with us, be prepared to provide some information:
Address to your place of residence (past two years)
Social Security numbers NOTE: copies of the driver's license and social security card will be required.
Names and location of your employers (past two years)
Gross monthly salary at your current job(s)
Information for all checking and savings accounts
Information for all open loans, debts, liens etc.
Complete information for other real estate you own wapproximate value of all personal property
Past 2 check stubs and your W-2 forms (past two years)
Personal tax returns (past two years), current income statement and business balance sheet for self-employed individuals
We loan down to $75,000.00 and you need a 640 middle credit score to qualify.
We are available 7 days a week at 800 315 8803; you can also APPLY NOW! to start your manufactured home loan application.
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